Key Person Insurance for Business Protection
If a key individual within your business is unable to work due to illness or death, the financial impact can be significant.
Key Person Cover helps protect your company from lost revenue, recruitment costs, and operational disruption.
What is Key
Person Cover?
Key Person Cover is a business-owned insurance policy that pays a lump sum to the company if a vital employee or director dies or becomes critically ill.
Who is Key Person Cover for?
Protection policies are subject to underwriting and eligibility. Tax benefits depend on your personal circumstances and HMRC rules. Talk To O'Malley Financial Services is a trading style of Commercial Connect Ltd, an Appointed Representative of Mortgage Connect (NI) Ltd, authorised and regulated by the FCA.
What are the key benefits?
Protects against loss of revenue
Helps fund recruitment or training of replacements
Covers loan or investor concerns
Supports business continuity
Provides financial stability during uncertain periods
Who should consider Key Person Cover?
Businesses reliant on one or two key individuals
Director-led companies
Businesses with specialist skills or knowledge
Companies with financial exposure tied to individuals
How Talk To O'Malley Can Help
I identify who qualifies as a key person and calculate appropriate cover levels to protect your business.
Speak to Talk To O’Malley to ensure your business is protected against unexpected disruption.
Step One
Arrange a short chat with me today
Step Two
Receive your quote within minutes
Step Three
Enjoy the peace of mind that your cover is in place
Talk To O'Malley
Let’s Explore The Right Protection Options For You, Today!
Talk to O'Malley Financial Services is a Trading Style of Commercial Connect Limited FCA Number 1021324 who are an Appointed Representative of Mortgage Connect (N.I) Ltd who authorised and regulated by the Financial Conduct Authority. FCA Number 915845, Registered in Northern Ireland no: NI637316. Registered address: Unit 10 Galgorm Court, Galgorm, Ballymena, Co. Antrim, BT42 1HW.
