Executive Income Protection for Company Directors
Executive Income Protection ensures that if you’re unable to work due to illness or injury, your business can continue paying you an income, helping you protect your lifestyle, household commitments, and long-term financial security.
This tax-efficient policy is taken out by your limited company to protect a director or key employee’s income if they’re unable to work due to illness or injury.
The policy pays a monthly benefit to the business, which is then used to pay the individual via PAYE.
What is Executive
Income Protection?
Executive Income Protection is a policy taken out by your limited company to protect a director or key employee’s income if they’re unable to work due to illness or injury. The policy pays a monthly benefit to the business, which is then used to pay the individual via PAYE.
Who is Executive Income Protection for?
Protection policies are subject to underwriting and eligibility. Tax benefits depend on your personal circumstances and HMRC rules. Talk To O'Malley Financial Services is a trading style of Commercial Connect Ltd, an Appointed Representative of Mortgage Connect (NI) Ltd, authorised and regulated by the FCA.
What are the key benefits?
Covers up to 80% of your/their income
Protects both salary and dividends
Premiums paid by the business as an allowable expense
Helps maintain financial stability during long-term illness
Supports recovery without financial pressure
Relevant Life Cover is suitable for:
Company directors of limited companies
Business owners without employer sick pay
Key employees whose income is vital to their household
Limited company structures seeking tax-efficient protection
How Talk To O'Malley Can Help
I assess your income structure, recommend suitable benefit levels, and ensure the policy aligns with your company setup.
Step One
Arrange a short chat with me today
Step Two
Receive your quote within minutes
Step Three
Enjoy the peace of mind that your cover is in place
Talk To O'Malley
Let’s Explore The Right Protection Options For You, Today!
Talk to O'Malley Financial Services is a Trading Style of Commercial Connect Limited FCA Number 1021324 who are an Appointed Representative of Mortgage Connect (N.I) Ltd who authorised and regulated by the Financial Conduct Authority. FCA Number 915845, Registered in Northern Ireland no: NI637316. Registered address: Unit 10 Galgorm Court, Galgorm, Ballymena, Co. Antrim, BT42 1HW.
