Shareholder Protection for Business Continuity

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Shareholder Protection ensures that if a shareholder dies or becomes critically ill, the business can continue smoothly, without disputes, uncertainty, or loss of control.

At Talk To O’Malley Financial Services, we help company directors structure Shareholder protection policies that are simple, compliant, and cost-effective, giving you peace of mind that your shareholder assets are protected.

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What is Shareholder

Protection?

Shareholder Protection uses life or critical illness insurance to fund the transfer of shares in the event of death or serious illness, ensuring surviving shareholders retain control of the company.

Who is Shareholder Protection for?

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Protection policies are subject to underwriting and eligibility. Tax benefits depend on your personal circumstances and HMRC rules. Talk To O'Malley Financial Services is a trading style of Commercial Connect Ltd, an Appointed Representative of Mortgage Connect (NI) Ltd, authorised and regulated by the FCA.

What are the key benefits?

  • Ensures business continuity

  • Provides liquidity to buy shares

  • Prevents unwanted third-party ownership

  • Protects surviving shareholders

  • Supports families of deceased shareholders

Who can benefit from Shareholder Protection?

  • Companies with multiple shareholders

  • Director-owned businesses

  • Partnerships and private limited companies

  • Businesses with succession planning needs

How Talk To O'Malley Can Help

I work alongside legal advisers to ensure insurance and shareholder agreements align correctly.

Arrange a conversation with Talk To O’Malley to protect the future of your business.

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Step One

  • Arrange a short chat with me today

Step Two

  • Receive your quote within minutes

Step Three

  • Enjoy the peace of mind that your cover is in place

Talk To O'Malley

Let’s Explore The Right Protection Options For You, Today!

Talk to O'Malley Financial Services is a Trading Style of Commercial Connect Limited FCA Number 1021324 who are an Appointed Representative of Mortgage Connect (N.I) Ltd who authorised and regulated by the Financial Conduct Authority. FCA Number 915845, Registered in Northern Ireland no: NI637316. Registered address: Unit 10 Galgorm Court, Galgorm, Ballymena, Co. Antrim, BT42 1HW.

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